Effective Date:

June 5, 2025

These Terms of Service ("Terms") govern your access to and use of services provided by

The Cashflow Dept. / Moe The Closer

("we," "us," or "our"). By accessing our website or submitting your information, you agree to be bound by these Terms.

1. Services Offered

We provide consulting, business funding strategy, marketing support, and other services as described on our website. You may be required to submit personal or business information to access certain features.

2. User Responsibilities

By using our site, you agree:

To provide accurate and complete information when promptedNot to misuse or interfere with the functionality of the siteNot to attempt unauthorized access to any system or dataTo comply with all applicable laws and regulations

3. Communication & Messaging Consent

By submitting your information, you:

Consent to receive transactional messages (appointment reminders, account notifications, etc.)May optionally consent to receive marketing messages (promotions, updates, etc.)Message & data rates may apply. Frequency may vary. Text HELP for help or STOP to opt out.

4. Intellectual Property

All content on this site—including logos, graphics, videos, copy, and proprietary methods—is owned by Moe The Closer or licensed for use. You may not duplicate, copy, or resell any part of this site or services without express written permission.

5. Payment & Refund Policy

Payments made for services are final unless otherwise stated in a separate agreement. In certain cases, a refund may be issued at our sole discretion based on service terms or satisfaction guarantees explicitly outlined at the time of purchase.

6. Disclaimer of Warranties

We do not guarantee any specific results or outcomes from the use of our services. All services are provided “as is” and “as available” without warranty of any kind—express or implied—including but not limited to merchantability, fitness for a particular purpose, or non-infringement.

7. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues arising out of your use of our services or this website.

8. Modifications

We reserve the right to update or modify these Terms at any time. Continued use of our website or services after changes are posted constitutes your acceptance of the updated Terms.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the

Commonwealth of Puerto Rico

, without regard to its conflict of law principles.

10. Contact Us

If you have any questions or concerns about these Terms, please contact us:

📧

[email protected]